bulldog-blog
January 26, 2017
bulldogadvisors

My $27 Flight to Havana

    Permitted travel to Cuba Strictly going to Cuba for tourism is still forbidden without a special permission from the US government. There are currently 12 reasons that will not require this special permission. Family visits Official business of the U.S. government, foreign governments, and certain intergovernmental organizations Journalistic activity—-Hola Professional research and professional

October 20, 2016
bulldogadvisors

My 7 Free Round Trip Tickets to NYC

    Having student loan debt can make it tough to travel, but if you employ the right strategies, you can save a ton of money. If student loans are controlling your life, head here to see if we can help.     Living in Pittsburgh can make it tough to take advantage of great

September 5, 2016
bulldogadvisors

Investing vs. Making Extra Payments

Should I pay extra towards my student loans or invest?   Stop letting student loans control your life. Refinancing your loans may be able to save you money. You can get rate estimates from multiple companies in less than 15 minutes by going here.   Let’s say we have $100,000 of student loans, and we

September 5, 2016
bulldogadvisors

Risks & Rewards of Refinancing Student Loans

Risks and Rewards of Refinancing Student Loans   Before refinancing any of your student loans, talk with your personal financial advisor, planner, or tax professional. Get a rate estimate from multiple companies in less than 15 minutes here. This will help you to determine if the monthly savings would be worth refinancing.   Rewards  

September 5, 2016
bulldogadvisors

Don’t Consolidate Your Loans Immediately

How refinancing before consolidating can save you money.   Consolidating your federal student loans can make your life simpler by giving one monthly payment for all of your loans. Unfortunately, if you have a mix of high rate and low rate loans, you could cost yourself money if you consolidate before looking at other options

April 28, 2016
bulldogadvisors

How you can get 55% off a new laptop

  For Christmas I bought myself a stylish new messenger bag. Unfortunately for me the strap on said bag was fairly weak, and less than a week later the strap ripped off of the bag sending my laptop to the floor. I have had this laptop for over five years and it has been a

February 3, 2016
bulldogadvisors

Lowest Student Loan Rates I’ve Seen

  There are many benefits to keeping your government loans even if they have higher interest rates. They allow you to defer payments, pay back your loans according to your income, or forgive the balance if you pass away. There have been a few startups and some existing banks that offer deferment if you get

January 19, 2016
bulldogadvisors

Roth IRA Basics

  What is an IRA?   An IRA is an Individual Retirement Account, you contribute money to this account up to your yearly maximum, and the money is allowed to grow free from taxes. Growing free from taxes allows a greater rate of return since you are not losing anything to capital gain taxes, short

January 19, 2016
bulldogadvisors

Required Minimum Distributions

  Although you may not have heard of them, Required Minimum Distributions (RMDs) should be one of the building blocks for your retirement planning. Planning around RMDs allows you to better allocate savings between your Roth IRA, Traditional IRA, Traditional 401(k), and Roth 401(k). This may seem like an odd place to start, but I

January 19, 2016
bulldogadvisors

2016 Tax Brackets

  The much anticipated tax rates for 2016 are finally out! These do not include your SSA, Medicare, or ACA taxes that may increase your rates.   For singles: Rate Single Filers 10% $0 to $9,275 15% $9,275 to $37,650 25% $37,650 to $91,150 28% $91,150 to $190,150 33% $190,150 to $413,350 35% $413,350 to